115 WAYS TO EARN MONEY WITH YOUR COMPUTER

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2024-12-06 0 0 1.56MB 566 页 5.9玖币
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å115 WAYS TO EARN MONEY WITH YOUR COMPUTER
1. Provide computer-based office management services for
attorneys
2. Do word processing
3. Do medical billing for doctors
4. Do automated telemarketing
5. Manage a church
6. Start a computer user's group
7 Learn to win at blackjack
8. Bet on horse races
9. Bet on pro football
10. Sell computers from your home
11. Provide medical information management
12. Broker information
13. Trade stock by computer
14. Provide astrological services
15. Offer an interactive electronic newsletter
16. Produce book indexes
17. Provide a computer assisted booking service
18. Make stock market investment decisions
19. Do genealogical research
20. Manage a band
21. Manage a house or pet sitting service
22. Track precious gems
23. Sell information to Doctors
24. Analyze real estate investments
25. Support a small law practice
26. Write a book
27. Market collectables
28. Do psychological counseling
29. Prepare income tax returns
30. Provide economic consulting
31. Solve real estate financing problems
32. Do data base reasearch
33. Publish your own book
34. Design your own small business system
35. Crop management
36. Analyze farm expenses
37. Provide weekly printout of bowling league statistics
38. Make computer-generated portraits
39. Manage investment shelters
40. Manage construction costs
41. Produce computer utility products
42. Provide computer-aided financial planning
43. Sell life insurance
44. Support a small publishing business
45. Provide weekly printout of little league baseball statistics
46. Run a small pharmacy
47. Become a computer dealer
48. Interpret physical therapy test results
49. Manage a restaurant
50. Start your own yellow pages
51. Conduct computer assisted telephone interviewing
52. Stream-line executive activities
53. Provide commodities planning
54. Turn financial statements into financial pictures
55. Manage a museum collection
56. Support consumer education programs
57. Do freelance technical writing
58. Do multi-level direct mail marketing
59. Review specialty software
60. Become an engineering consultant
61. Provide sports information services
62. Produce products for hobbyists
63. Provide specialty-focused software services
64. Run a Multi-level, direct sales operation
65. Do litigation management
66. Manage a dairy farm
67. Provided automated debt collection
68. Provide date-base installation and instruction
69. Run a beauty school/beauty salon
70. Improve small business services
71. Broker used computers!
72. Telecommute
73. Enhance medical diagnosis and treatments
74. Create electronic marketing tools
75. Do independent software documentation
76. Teach people how to use micro computers
77. Become your own computer book publisher
78. Create computer-generated puzz1es and word games
79. Become a software consultant
80. Produce low cost computer graphics products
81. Develop software for children
82. Perform real estate inspections
83. Do software translations
84. Produce a computer controlled home security system
85. Automate conference registration
86. Create computer gifts
87. Enhance scientific products
88. Write software for use in the home
89. Manage a winery
90. Desisn and produce personal computer hardware or peripherals
91. Design publish and distribute software
92. Provide information vending machines
93. Start a software writing, cooperative
94. Develop smart scale real estate partnerships
95. Do property management
96. Do mortgage loan brokerage
97. Perform nonjudicial foreclosures
98. Develop mini-warehouse storage facilities
99. Sell instant signs
100. Start an advertising agency
101. Start a resume service
102. Manage a talent agency
103. Operate a referral service
104. Operating a mailing list service
105. Operate a typesetting service
106. Offer a legal forms service for the general public
107. Publish your own newsletter or help others for a fee
108. Operate a voice mail service
109. Start your own local classified newspaper
110. Provide a collection letter service
111. Offer a custom diet plan service
112. Start your own local real estate newspaper
113. Start an apartment rental newspaper
114. Provide a payroll service
115. Start a singles dating service
Desktop Publisher
Vital Information
------------------------------------------------------------------------
-------
Start-up Investment
Low - $700.00 (If computer and printer is financed). Home-based
operation.
High - $4,000 - $10,000 Buy equipment and set up office.
------------------------------------------------------------------------
-------
Break - even time - 90 days to 6 months
------------------------------------------------------------------------
-------
Estimate of Annual Revenue and Profit
Revenue $20,000 - $250,000
Profit (Pre-tax) $16,000 - $110,00
------------------------------------------------------------------------
-------
An Exploding Market
According to recent estimates by business consulting firms this market
has grown from
roughly 3 million in annual sales in 1985 to almost 3 billion in 1991,
and there is no end in
sight. One of the real opportunities and challenges of this business is
the fact that there
are still millions of clients out there that as yet do not even know
that they need the
services of a dekstop publishing service.
Desktop publishers use computers, laser printers and sophisticated
software program in
the preparation of high quality graphic material. The price of the
equipment used is
continuing to come down dramatically, therefore the start-up estimates
may be high. The
quality of graphic material which can be produced in this manner is so
high that only a
professional can detect the difference between material designed by
desktop publishing
and material which has been typeset. The latter has a somewhat higher
resolution which
is not noticeable to the naked eye. Much of the material you see in
newspapers such as
USA Today and magazines was prepared through desktop publishing.
Desktop publishers prepare graphic materials such as: brochures, flyers,
full page
advertisements, newsletters, books, proposals, forms and much more. Some
desktop
publishers will also perform word processing services for their clients.
While some
desktop publishers will prepare almost any kind of graphic material,
many will specialize
in one or more, such as newsletters.
While prior computer knowledge is a plus anyone who has a desire to
learn the operation
of a computer can acquire the ability to become a desktop publisher.
Quality laser printers which a few years ago sold for $4,000 to $7,000
can now be bought
for under $1,000. The laser printer is the key element in making desktop
publishing
possible. The laser in the printer is activated to "paint" a picture of
the computer file which
was created through desktop publishing software. As such it acts as a
photocopier, by
scanning back and forth at high speeds while the drum containing the
toner rotates back
and forth. The toner is similar to that used in photocopiers. It is
attracted to, or repelled
from the imaged or 'un-imaged' areas of the drum. As it passes the
rotating drum it is
transferred onto a piece of paper. This is called "camera-ready"
material. It is taken to a
printer to be reproduced.
To truly understand the continuing magnitude of this field, it is
important to realize that
until the invention of the laser printer, graphic material was either
produced by graphic
designers or typesetters in printing businesses. Since graphic designers
were, and still
are quire expensive their services were generally only available to the
medium-sized and
larger companies. The typesetter, on the other hand, who rarely had
artistic ability
prepared art-work for those who could afford the graphic designer. This
material generally
looked second class. Desktop publishing for the first time has made it
possible for any
size company to present itself with graphic material which looks every
bit as good as the
material that huge corporation use to sell their products and services.
Who Are The Customers And How To Find Them
Almost any size company and organization is a potential customer. Many
of the large
companies have down-sized their P.R. and Advertising Departments during
this recession.
And medium-sized and small companies rarely have the equipment or
personnel to
perform this very specialized work in-house.
Potential customers are, for example: restaurants which require menu
design, a painter
who needs flyer to pass out, a legal firm which requires hundreds of
different forms, a
hotel which needs brochures, a writer who needs a cover design for his
book, and we
could add hundreds of other situations to this list.
You should join one or more Chambers of Commerce in your community and
surrounding
communities and other organizations which allow you to meet potential
customers.
Advertising is both daily newspapers -business section, or in the
classified section under
"business Services" will be very worthwhile. As soon as feasible an ad
in the Yellow
Pages will give your business additional visibility. Advertising in
other business related
publications in your community will also be beneficial. Direct mail
directed to businesses
and organizations will also be highly beneficial in most businesses,
once you have found
your first few customers, especially the "first big one" it will be
easier to find other clients.
Word of mouth of a satisfied client will go a long way and it will be
your most effective
advertising.
The quality and eye-appeal of your brochure and other sales material
will be of vital
importance. After all you are a desktop publisher and therefore your
brochure should very
professional looking. Clients will also want to see some work ("your
portfolio") which you
have prepared for clients.
One of the best leads for new business will be the never ending flow of
junk mail which
you will receive from both local and out-of-town companies. Much of this
material will not
be very professional in appearance. You can gently and diplomatically
suggest to a
potential client how much more effective their sales campaign will be
with professional
looking material.. Since many potential graphic material is too
expensive for their budget
they will be pleasantly surprised when they learn from you that it can
be prepared for $15
to $30 per page.
Operating Your Business
Most anyone without prior computer background, unless they are young
enough to have
had computer instructions in high school, will be initiated by
computers. Yet slowly but
surely computers are becoming as much a part of our lives as
automobiles. And if you
consider how little most people know about the operation of the
automobile engine, but
how well they can drive you will realize how easy it is to learn the
operation of a computer.
While books, operating manuals and even classroom instructions will be
most helpful, the
most effective way to learn is through practice. Basic knowledge of most
software
programs, including desktop publishing software can be acquired in about
20 hours. To
become truly proficient will take about 2-3 months.
This business lends itself well to be operated from your home. Since you
will be receiving
clients it is important that your home-office be presentable and well
kept. As you business
grows you can move to larger quarters in an office.
Your initial expenses in addition to the equipment itself will pertain
to basic office
supplies, the preparation and reproduction of your sales material,
advertising, postage
and miscellaneous expenses. If at all possible get a second telephone
line just for your
office so you can insure it will always be answered professionally. An
answering machine
or telephone answering service will communicate with your clients in
your absence.
Owners of new businesses will spend the majority of their time, during
the start-up phase
on finding new business. Your new clients will be looking for quality
graphic material
which is prepared in a relatively short time span (generally from 2 to
several days
depending on the project - larger projects may take substantially more
time), at a
reasonable price. The cost of your services are determined by what your
competition
charges which is pretty well determined by general cost of living
expenses in your
community.
It will be a good idea if you do some snooping around and visit some of
your competitors
as a "potential client". You will find their advertisements in local
business publications
and the Yellow Pages.
Since you are selling a service most of your revenue will go to the
bottom - line and will
become profit to you. Operating expenses will be relatively small for
general office
supplies, paper, laser printer toner, etc. Of course, you may have to
finance the purchase
of your equipment over a period of time. If your credit is good,
financing will be relatively
easy to obtain through most computer stores. Since new computer
equipment is
becoming outdated at an ever
increasing speed it is best to buy equipment on the lower end of the
price range even if
your budget can stand the higher outlay of capital.
Small businesses and organizations will be requesting credit extension.
Your care in
granting this privilege is important. Nothing is more aggregating then
selling a service
"your time" and not get paid. It is not at all unreasonable to request
payment up front with
new and small business clients. Once you have granted credit to a
business or
organizations set down strict rules and stick to them. In general there
rarely is justification
to carry any client beyond 60 days.
As you expand and require assistance to carry the work-load consider
hiring "outside
contractors" instead of employees. There are many individuals who have
the knowledge
and equipment to free-lance with desktop publishing. You will be saving
the various
benefits which are required to pay to employees and which average about
20 - 30% of
salary.
Resources
Publications: Publish, P.C. World, Mac World are the best known
publication. New ones
are coming on the market on an on going basis.
Organizations:
Most of the major desktop publishing software programs sponsor user
clubs/organizations throughout the country, such as Ventura Publishing.
Education:
Almost all colleges and university have an extensive curriculm in
various computer
instructions including desktop publishing. There are also various
private instructions
available thorough seminars, etc.,however, these tend to be quite
expensive.
For additional information helpful in setting up your new business,
information about
licenses, permits, the legal structure of your business, taxes,
insurance and much more
refer to the
Business Start-Up Fact Finder Manual
THE SURVIVAL TIPS FOR SMALL BUSINESSES
You may be in Mail Order, Direct Mail, or you may be a local
merchant with 150 employees; whichever, however or
whatever---you've got to know how to keep your business alive
during economic recessions. Anytime the cash flow in a business,
large or small, starts to tighten up, the money management of
that business has to be run as a "tight ship."
Some of the things you can and should do include protecting
yourself from expenditures made on sudden impulse. We've all
bought merchandise or services we really didn't need simply
because we were in the mood, or perhaps in response to the
flamboyancy of the advertising or the persuasiveness of the
salesperson. Then we sort of "wake up" a couple of days later and
find that we've committed hundreds of dollars of business funds
for an item or service that's not essential to the success of our
own business, when really pressing items had been waiting for
those dollars.
If you are incorporated, you can eliminate these "impulse
purchases" by including in your by-laws a clause that states:
"All purchasing decisions over (a certain amount) are contingent
upon approval by the board of directors." This will force you to
consider any "impulse purchases" of considerable cost, and may
even be a reminder in the case of smaller purchases.
If your business is a partnership, you can state, when faced with
a buying decision, that all purchases are contingent upon the
approval of a third party. In reality, the third party can be
your partner, one of your department heads, or even one of your
suppliers.
If your business is a sole proprietorship, you don't have much to
worry about really, because as an individual you have three days
to think about your purchase, and then to nullify that purchase
if you think you don't really need it or can't afford it.
While you may think you cannot afford it, be sure that you don't
"short-change" yourself on professional services. This would
apply especially during a time of emergency. Anytime you commit
yourself and move ahead without completely investigating all the
angles, and preparing yourself for all the contingencies that may
arise, you're skating on thin ice. Regardless of the costs
involved, it always pays off in the long run to seek out the
advice of experienced professionals before embarking on a plan
that could ruin you.
As an example, an experienced business consultant can fill you in
on the 1244 stock advantages. Getting eligibility for the 1244
stock category is a very simple process, but one with tremendous
benefits to your business.
The 1244 stock encourages investors to put equity capital into
your business because in the event of a loss, amounts up to the
entire sum of the investment can be written off in the current
year. Without the "1244" classification, any losses would have to
be spread over several years, and this, of course, would greatly
lessen the attractiveness of your company's stock. Any business
owner who has not filed the 1244 corporation has in effect cut
himself off from 90 percent of his prospective investors.
Particularly when sales are down, you must be "hard-nosed" with
people trying to sell you luxuries for your business. When
business is booming, you undoubtedly will allow sales people to
show you new models of equipment or a new line of supplies; but
when your business is down, skip the entertaining frills and
concentrate on the basics. Great care must be taken however, to
maintain courtesy and allow these sellers to consider you a
friend and call back at another time.
Your company's books should reflect your way of thinking, and
whoever maintains them should generate information according to
your policies. Thus, you should hire an outside accountant or
accounting firm to figure your return on your investment, as well
as the turnover on your accounts receivable and inventory. Such
an audit or survey should focus in depth on any or every item
within the financial statement that merits special attention. in
this way, you'll probably uncover any potential financial
problems before they become readily apparent, and certainly
摘要：

å115WAYSTOEARNMONEYWITHYOURCOMPUTER1.Providecomputer-basedofficemanagementservicesforattorneys2.Dowordprocessing3.Domedicalbillingfordoctors4.Doautomatedtelemarketing5.Manageachurch6.Startacomputeruser'sgroup7Learntowinatblackjack8.Betonhorseraces9.Betonprofootball10.Sellcomputersfromyourhome11.Prov...

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